On average, most homes can be put under contract and closed on within a 30 day timespan-- but, this is just an average. The time duration can vary due to the chosen loan products or current workload of the bank, title company, and appraiser at the time your future home goes under contract. Certain loan products, like Rural Development loans, may take longer than the normal 30 day time-period. It is always best to discuss, with your JCS Agent and Lender, the pros and cons of selecting a more non-traditional loan product prior to making an offer on a home. Of course, in the event there is no need for a mortgage, a home can be purchased much quicker than the traditional 30 days.